Unexpected repairs happen.
Air conditioners don't wait until it's convenient.
Water heaters rarely fail when you've planned for the expense.
That's why Hardison Heat, Air & Plumbing offers flexible financing options that help qualified homeowners restore comfort without delaying important repairs or replacements.
Prequalify
Soft Credit Pull
Quickly and easily find out how much you're approved for, without impacting your credit score.
Only apply to
the best fit
Choose the option that's right for you, ensuring a seamless and tailored experience. All with a simple, paperless application.
Various Terms
to choose from
Affordable Monthly payments. From No Interest, if paid in full within 6 months, up to as low as 9.99% APR. Financing Terms from 6-120 months. Choose what fits best!
HVAC & Plumbing Financing
Flexible Financing Options for Your Home Comfort
Unexpected HVAC and plumbing repairs don't always happen at the right time. Whether your air conditioner stops cooling during the Texas summer, your furnace fails on a cold morning, or your water heater suddenly stops working, replacing or repairing major home systems can be an unexpected expense.
At Hardison Heat, Air & Plumbing, we believe financial concerns shouldn't prevent you from restoring comfort, safety, and reliability to your home. That's why we offer flexible financing options designed to help qualified homeowners complete the repairs or replacements they need with convenient monthly payment options.
Our goal is simple:
make the financing process easy to understand while helping you find the option that best fits your needs.

Financing Made Simple
We've designed our financing process to be straightforward and stress-free.
1
Schedule Your Estimate
We'll inspect your HVAC or plumbing system, explain what we find, and discuss your repair or replacement options. We believe in helping homeowners make informed decisions without pressure.
2
Explore Financing Options
If financing would make your project more manageable, we'll guide you through a quick prequalification process to explore available options.
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3
Find the Best Fit
Rather than relying on a single financing company, we work with multiple financing partners to help qualified homeowners find financing options that fit their individual needs.
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4
Complete Your Project
Once financing is approved, we'll schedule your repair or installation so you can enjoy reliable comfort as quickly as possible.
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Multiple Financing Options
Our goal is to help you find the financing option that best fits your budget—not steer you toward one specific lender.
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Depending on your qualifications, financing options may be available through trusted financing partners, including:
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GreenSky®
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FTL Finance
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Breeze
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Microf
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Our financing platform helps identify available options so you can review the programs that best fit your needs.
Benefits of Financing Your HVAC or Plumbing Project
Financing can make it easier to move forward with important home repairs and replacements without delaying needed work.
Benefits may include:
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Convenient monthly payment options
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Fast application process
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Multiple financing opportunities
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Financing available for HVAC and plumbing projects
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Complete your repair or replacement sooner
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Preserve available cash for other household expenses
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Prequalify without hurting your credit
Why Homeowners Choose Financing
Many homeowners don't plan for a major HVAC or plumbing repair. Financing allows you to address important problems now instead of waiting until the situation becomes more expensive or uncomfortable.
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Whether you're replacing an aging air conditioner, installing a new heating system, repairing a leaking water heater, or completing a major plumbing repair, financing can help make the investment more manageable.
Services Eligible for Financing
Financing may be available for:
Heating & Air Conditioning
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Air Conditioner Replacement
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New HVAC Systems
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AC Repair
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Furnace Installation
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Heat Pump Installation
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Mini Split Systems
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Indoor Air Quality Improvement
Plumbing
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Water Heater Installation
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Tankless Water Heaters
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Plumbing Repairs
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Drain Cleaning
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Sewer Line Repairs
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Leak Detection
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Gas Line Repairs
Whether your project is a small repair or a complete HVAC system replacement, our goal is to help you restore comfort to your home while making the financing process as simple and transparent as possible.
Why Choose Hardison Heat, Air & Plumbing?
Choosing financing shouldn't feel confusing.
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Our team will walk you through the process, answer your questions, and help you understand the available options without pressure. Our goal is to help you restore comfort to your home while making the process as simple as possible.
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With more than 32 years of HVAC and plumbing experience, we understand that every customer's situation is different. We'll explain your repair or replacement options first, then help you determine whether financing is the right choice for your home and budget.
Jason's Promise: I understand that replacing an air conditioner, furnace, or water heater is a major investment. Even after more than 32 years in this industry, I know these repairs can create financial stress for any family.If financing is the right solution for your situation, we'll help you explore your options and answer your questions honestly. My goal is never to sell you something you don't need—it's to help you make the decision that's best for your home, your family, and your budget.
Frequently Asked Questions
Do you offer financing for HVAC systems?
Yes. Qualified homeowners may be eligible for financing on HVAC repairs, replacements, and new system installations.
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Do you offer financing for plumbing projects?
Yes. Financing may also be available for qualifying plumbing repairs, water heater installations, and other eligible plumbing services.
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Will checking my financing options affect my credit score?
Many financing options begin with a prequalification process that use a soft credit inquiry. If you choose to move forward with a financing application, the lender may perform a hard credit inquiry as part of the approval process. Your financing representative can explain the process before you apply.
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How long does the financing process take?
Many financing decisions are available quickly, allowing qualified homeowners to move forward with their project without unnecessary delays.
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Can I pay off my financing early?
Many financing programs allow early payoff without prepayment penalties, but terms vary by lender. We'll help you review the available options before you make a decision.
Areas We Serve
Hardison Heat, Air & Plumbing proudly offers financing options for qualified homeowners throughout:
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Temple
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Belton
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Waco
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Harker Heights
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Nolanville
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Troy
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Salado
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Little River-Academy
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Copperas Cove
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Killeen
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and surrounding Central Texas communities.
Ready to Explore Your Financing Options?
Whether you need a new HVAC system, emergency air conditioning repair, plumbing repairs, or a water heater replacement, Hardison Heat, Air & Plumbing is here to help.
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Contact us today to schedule your estimate and learn more about the financing options available for your next home comfort project.
